Home/Morpho/Variable Rate Markets/Market Detail

USDC | XAUa

77%

0xbd2dee…bf4676

Ethereum

Outstanding Loans

$0.94

0.94 USDC

Total Liquidity

$0.09

0.09 USDC

Borrow Rate (6h)

30.46%

Lend Rate (6h)

27.51%

Trusted by Unified Labs

Market

Market Attributes

Loan

USDC↗

Collateral

XAUa↗

Liquidation LTV77%

Oracle price1 XAUa = 126.4 USDC

Created on2026-07-27

Utilization91.39%

Total market size$1.03

Outstanding Loans (USD)

$0.94

Rates

Borrow Rate (6h)

30.46%

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Rate Breakdown

Native Rate30.46%

Instant29.77%

24h average30.25%

7D average28.64%

Instantaneous Rates

29.77%

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IRM Breakdown

Target utilization90%

Current utilization91.39%

Borrow amount to target utilization$0.00

Interest rate model0x870a…00BC

Risk

Value Secured

$2.53

Liquidation LTV

77%

Realized Bad Debt

Unrealized Bad Debt

Oracle

Oracle typeChainlinkOracleV2

Oracle address0x9c5c…0CF8

Created on2026-07-27

Oracle price1 XAUa = 126.4 USDC

Average APY by horizon

Window	Supply APY	Borrow APY
6h	27.51%	30.46%
24h	27.31%	30.25%
7d	25.87%	28.64%
30d	21.03%	23.24%
90d	13.34%	14.71%
1y	—	—

Collateral at risk by oracle price

Oracle price ratio	Collateral (XAUa)	Collateral USD
17%	0.02	$2.53
33%	0.02	$2.53
50%	0	$0
67%	0	$0
83%	0	$0
100%	0	$0

Activity

Positions

User	Collateral	Borrowed	Health factor	% of market
0x026d...35Ca	0.02 XAUa$2.53	0.94 USDC$0.94	2.06	100%

All Transactions

Date	Type	Amount	User	Transaction
2026-07-30 02:28:23	Repay	0.01 USDC	0x026d...35Ca	0x3560…b46a
2026-07-27 15:30:59	Borrow	0.92 USDC	0x026d...35Ca	0x9fa8…4885
2026-07-27 15:30:59	SupplyCollateral	0.02 USDC	0x026d...35Ca	0x9fa8…4885
2026-07-27 15:23:59	Supply	1 USDC	0x3FF3...48F8	0xdb26…6bf2

Vaults

1 vault supply into this market.

Vault	Curator	Vault TVL
Unified Labs Prime USDCULprimev2 0x3985…4117	Unified Labs	$2.03