Home/Morpho/Vaults/Vault Detail
Flowdesk Confidential High Yield USDT

Flowdesk Confidential High Yield USDT

V2
0xb48c…bd7eEthereumEthereumFlowdeskUSDTUSDT

Flowdesk Confidential High Yield USDT seeks to optimize yield by lending USDT against a wide range of collateral. Users can deposit Confidential USDT cUSDT in batches via the Zama app at app.zama.org

Total Deposits

$37.72M

37.76M USDT

Liquidity

$326.97K

327.36K USDT

Exposure

PT-USD3-17DEC2026sUSDaiPT-reUSD-10DEC2026PT-USDat-14JAN2027wstETHPST+2

Net APY

10.11%

Overview

Vault Configuration

Morpho vault versionV2
Vault deployment date2026-09-10
Curator TVL$40.30M

Total Deposits (USD)

$37.72M
Not enough data points

Net APY

10.11%
Not enough data points

APY Breakdown

Vault Net APY7.13%
ZAMAZAMA+2.98%
Performance Fee-10%
Management Fee0%

Allocation

Exposure

MarketsAllocation (%)Allocation (USDT)LiquidityUnderlying Liquidity (USDT)Utilization
Variable Rate Markets
USDTUSDT|PT-USD3-17DEC2026PT-USD3-17DEC202691.5%
30.89%11.66M694.01K USDT694.01K94.10%
USDTUSDT|sUSDaisUSDai91.5%
21.41%8.08M769.78K USDT769.78K90.48%
USDTUSDT|PT-reUSD-10DEC2026PT-reUSD-10DEC202691.5%
20.37%7.69M1.83M USDT1.83M89.47%
USDTUSDT|PT-USDat-14JAN2027PT-USDat-14JAN202791.5%
17.72%6.69M327.36K USDT327.36K96.42%
USDTUSDT|wstETHwstETH86%
6.41%2.42M22.04M USDT22.04M82.69%
USDTUSDT|PSTPST86%
1.81%682.53K68.33K USDT68.33K89.99%
USDTUSDT|cbBTCcbBTC86%
1.17%440.15K2.01M USDT2.01M82.58%
USDTUSDT|XAUtXAUt77%
0.22%84.75K636.13K USDT636.13K80.13%
USDTUSDT|syrupUSDCsyrupUSDC91.5%
0%00.06 USDT0.0699.08%

Allocation History

DateTypeAmountCallerMarketsTransaction
2026-11-03 16:44:59Deallocate
USDT503,287.47 USDT$502.68K
0x3F16…DF84
PT-USDat-14JAN2027PT-USDat-14JAN2027
0xfd67…13e0
2026-11-03 15:58:35Deallocate
USDT754,927.49 USDT$754.02K
0x9C16…4A6f
PT-USDat-14JAN2027PT-USDat-14JAN2027
0xa025…71d1
2026-11-03 15:45:23Deallocate
USDT754,926.55 USDT$754.02K
0x7ac0…140E
PT-USDat-14JAN2027PT-USDat-14JAN2027
0xd49d…3ff7
2026-11-03 15:02:47Allocate
USDT1,217,494.74 USDT$1.22M
0xbEbe…15b4
PT-USDat-14JAN2027PT-USDat-14JAN2027
0x3532…9094
2026-11-03 12:45:23Deallocate
USDT40,262 USDT$40.21K
0x8A25…3F78
PT-USDat-14JAN2027PT-USDat-14JAN2027
0xed7b…5e75
2026-11-03 11:04:47Deallocate
USDT151,705.63 USDT$151.52K
0xd2f3…3744
PT-USDat-14JAN2027PT-USDat-14JAN2027
0xc320…fb99
2026-11-03 05:16:47Allocate
USDT48,383.24 USDT$48.33K
0x02FD…0466
sUSDaisUSDai
0x1b94…fcfe
2026-11-03 05:16:47Allocate
USDT336,215.79 USDT$335.81K
0x02FD…0466
PT-USDat-14JAN2027PT-USDat-14JAN2027
0x1b94…fcfe
2026-11-03 05:16:47Allocate
USDT783,414.06 USDT$782.47K
0x02FD…0466
PT-USD3-17DEC2026PT-USD3-17DEC2026
0x1b94…fcfe
2026-11-03 05:16:47Deallocate
USDT58,976.22 USDT$58.91K
0x02FD…0466
PT-reUSD-10DEC2026PT-reUSD-10DEC2026
0x1b94…fcfe
504 allocation events · Page 1 of 51

Performance

Position Unit Price (USDT)

1.006586▲ +0.65%

Returns

Instant APY10.11%
7D APY6.19%
30D APY4.95%
90D APY—

Fees

Performance fee10%
Management fee0%
Performance fee recipient0x20e8…e350
Management fee recipient0x20e8…e350

Risk

Risk Disclosures i

Curator has not submitted a Disclosure.

Ratings i

No ratings available for this vault.

Vault Roles

Owner i0x96a9…A660
Curator i0x20e8…e350
Sentinel 1 i0x0000…0D2a
Sentinel 2 i0x69d4…B534
Sentinel 3 i0xd6dd…Af5f

Risk Curation

Allocator 1 i0x00b8…1e27
Allocator 2 i0x02FD…0466

Timelocks

These timelocks show how much time lenders have to review upcoming increases to vault exposure, including new adapters or higher limits for a vault's allocation strategy.

addAdapterii3 days

Time before a curator can enable a new adapter to this vault

Recommended: 7 days

increaseAbsoluteCapii3 days

Time before a curator can raise the maximum amount supplied to an allocation

Recommended: 7 days

increaseRelativeCapii3 days

Time before a curator can raise the maximum share of the vault supplied to an allocation

Recommended: 7 days

Activity

User Distribution

UserDeposit% of Deposits
0xA28A...7D7F
USDT36,955,113.5 USDT$36.91M
97.86%
0xcF46...C94A
USDT236,940.89 USDT$236.66K
0.63%
0xFc1F...Ce2a
USDT212,505.73 USDT$212.25K
0.56%
0x3521...3921
USDT177,127.5 USDT$176.91K
0.47%
0xa3eF...f361
USDT156,547.86 USDT$156.36K
0.41%
0x20e8...e350
USDT17,164.79 USDT$17.14K
0.05%
0x170d...70B9
USDT6,872.39 USDT$6864.14
0.02%
0x415c...EEc7
USDT2.89 USDT$2.89
0%
0x0000...dEaD
USDT1.01 USDT$1.01
0%
0x9C16...4A6f
USDT0.02 USDT$0.02
0%
17 positions · Page 1 of 2

Transactions

All Transactions

DateTypeAmountUserTransaction
2026-11-03 16:44:59Withdraw
USDT503,287.47 USDT$502.68K
0x3F16…DF84
0xfd67…13e0
2026-11-03 16:44:35Transfer
USDT503,285.09 USDT$502.68K
0xA28A…7D7F
0xc843…a0e7
2026-11-03 15:58:35Withdraw
USDT754,927.49 USDT$754.02K
0x9C16…4A6f
0xa025…71d1
2026-11-03 15:58:11Transfer
USDT754,923.37 USDT$754.02K
0xA28A…7D7F
0x04c4…ae94
2026-11-03 15:45:23Withdraw
USDT754,926.55 USDT$754.02K
0x7ac0…140E
0xd49d…3ff7
2026-11-03 15:44:47Transfer
USDT754,923.37 USDT$754.02K
0xA28A…7D7F
0xc932…96c6
2026-11-03 15:02:47Transfer
USDT1,217,494.37 USDT$1.22M
0xbEbe…15b4
0x3532…9094
2026-11-03 15:02:47Deposit
USDT1,217,494.74 USDT$1.22M
0xbEbe…15b4
0x3532…9094
2026-11-03 14:54:11Transfer
USDT6,872.19 USDT$6863.95
0xA28A…7D7F
0xb1be…9c8c
2026-11-03 12:45:23Withdraw
USDT40,262 USDT$40.21K
0x8A25…3F78
0xed7b…5e75
542 transactions · Page 1 of 55
Flowdesk Confidential High Yield USDT — Morpho Vault Details | CoinDuck